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However, companies are increasingly overcoming these hurdles by: Targeting the right customers : The industry has become more strategic, focusing commercial operations on off-grid households that can afford PAYGo solutions without subsidies ( the World Bank estimates these to be between 22% and 49% of all off-grid households).
This would better inform central banks, commercial banks and insurers and drive refined and more appropriate actions. While in some geographies there has been a backlash against environmental and social issues, we believe that such risks will continue to be tackled as they also constitute financial risks.
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