Reaching Informal Savings Groups with Formal Financial Products: A Study’s Unexpected Findings Reveal the Challenges of Digitizing Transactions
James Militzer
MARCH 25, 2022
Formalizing the financial activities of savings groups and other informal savings mechanisms (ISMs) has long been a priority in the financial inclusion world. By digitizing these transactions, we expected that savings groups and their members would be able to lower transaction costs (e.g.,
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